Welcome to Financial help for single moms !
It is not easy job as being a single mother. At every stage of life, economic help and preparation is essential. At this time as a single mother you have to consider your kids in your planning as well. Your job circumstances, everyday expenditure, medicinal expenses and the cost of edification are few important things you need to keep in mind. You should always be ready and able to take on a second job to endow with for your kids. Always be on the watch out for a better career and keep your resume refined up in case you must to pass it out. |
To overcome the financial drawbacks below is a list of resources that might help.
Financial Help for Single Moms:
Grants: you don’t want to pay back grants as you do with loans. They are given to single moms who are desperately in need of them. For getting these grants one should go through screening process so that the fund providers can find the eligible persons. Grants are normally provided to moms who wish to do higher education and also depending on their need. Some kinds of grants are:
Sunshine Lady Foundation: This nonprofit helping organization is founded in the year 1996 by Ms. Doris Buffet. It is purely dedicated to mothers who face abusive relationship and feels difficult to with stand in the society. They offer scholarships, provide fund for education and many more. Visit www.sunshinelady.org for further information.
Our Families, Our Future: This organization is lending hands to people who are trying to stand on their own feet without depending on government or any other sources. The notable thing this organization does is they train women for positions in the work force so that they can take care of their children. www.ourfamiliesourfuture.org, visit their site for further information.
The Women's Opportunity Awards: These awards are given to mothers who are acting as the primary money earners of their family. These awards encourage them a lot and the awarding committee is taking every care to find the hard worker. To learn more about the awards visit www.soroptimist.org.
Institutional Grants: These grants are provided by colleges and universities to single moms who are already registered with them. Say for example, if a single mom wishes to have online classes and is in need of a computer. Some colleges are ready to offer computers for free. This helps a lot to carry on their education.
The good thing is both federal welfare services and private organizations are providing financial aid for single mothers.
Who is qualified?
To be eligible for these scholarships and grants there are some restrictions. The average annual income should fall below a specific level. You have to fill an application form which describes about you and your economic background. This form will be available in local welfare offices.
What happens if you are not qualified?
If you are not qualified for the programs don’t want to get frustrated. There are grants offered by the U.S Government especially to single moms. In order to avail this grant you should perform some service mentioned by the grant terms. Few of them are agriculture, art, and education. Visit http://www.grants.gov and http://www.neh.gov for further details.
How to apply for government grants for single mothers?
It might be really difficult for single mothers at a young age to cope up with the needs of her child. A lot has to be taken care of in bringing up the child which includes the welfare of the child as well as managing with one’s own education. Moreover, it is really tough to lead a life alone after separating from the spouse.
However, in the recent times the government provides with financial aid to cope up with all the expenditures for thesingle mothers. As such a number of websites have come up with the idea of providing financial assistance to the single mothers. However it is advisable not to depend on the grants solely but also take up some part time job.
The federal government offers financial help for single mothers but the eligibility depends upon if the mother is below a certain financial bracket. For those single mothers who wish to continue with their higher education can avail the facility of the Federal Pell Grant Program. Those single mothers either undergraduates or postgraduates who come from low-income families can apply for these. However, the government may also grant this on the basis of the total family income and the size of the family. The cost of the tuition fees and the enrolment status of the candidate would also be considered. The grant is provided to the institution where the single parent wishes to study. This amount is credited into the account of the student or a cheque is issued once every semester.
The second program is the JRF Scholarship Program which grants scholarships to 500 women every year. The scholarships are provided to the women irrespective of colour, creed and marital status. But, in order to apply for this program the single mother should be a US citizen, 35 years old and belong to a low income family.
Apart from these there are around 900 different types of government grants and financial aids available for single mothers. One doesn’t have to repay these grants. Another prominent one is the the housing grant for single mothers by the Public Housing Agencies (PHA). In these, the mothers are provided with a PHA subsidiary. The subsidiary is supposed to be paid to the landlords while the difference only has to be borne by the mother.
It is easy to avail these grants after proving that the single mother requires financial support for raising the child. The single mothers can apply for such grants by obtaining an application form from the local or nearest City Hall. Care must be taken to fill these forms since these are supposed to be filled honestly and clearly since the verification of the information provided by the parent is also done. Thus the approval of the financial aid application would depend on this. It is necessary to meet the eligibility criteria which are that the single mother should be divorced or the other significant parent is already dead, seriously injured, disabled or handicapped.
Thus, it is easy to apply for government grants available for the single mothers.
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